CometChat Air. Banking & Insurance

Team chat your compliance desk can actually sign off on

Messaging, voice, video, and AI for desks, branches, and claims teams deployed on your own infrastructure, fully recordable and audit-ready, and never on someone else's cloud.
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136,000+

apps powered by CometChat

20M+

messages sent every day

163+

countries connected through CometChat

7ms

API response time

99.999%

uptime SLA

The gap

Compliance can't sign off on what it can't see.

Desks, branches, and claims teams already run on chat all day — but on consumer apps or someone else's cloud, none of it is recordable, audit-ready, or owned by the firm. CometChat AIR closes that gap: the same conversations, fully recorded and audit-ready, running entirely on infrastructure you control.

Off-channel = unsupervised

Business on consumer apps can't be captured or produced for an audit.

Client data on third-party servers

Cloud chat puts PII and account detail outside your control and data residency obligations.

Third-party ICT risk

DORA puts your vendors' access to your data under scrutiny. A cloud chat tool is a third-party ICT dependency by definition.

CometChat AIR

Mission-ready and air-gap-ready — no compromise.

A complete secure messaging platform — channels, threads, voice, video, file sharing — that deploys entirely inside your agency's own infrastructure. The experience your teams will actually use, on the terms your security review can approve.

Features

Everything financial services need. All of it on the record.

What do you get with CometChat AIR?

Secure messaging

Channels by desk, branch, or claims team, with threads, file sharing, and search — every message on-system with tamper-proof logs for supervision.

Voice & video

Voice and video for client consults, adjuster calls, and desk-to-desk conversations, recorded inside the same audit-ready environment as chat.

AI agents

AI copilots that summarize a thread or draft a claims note, running on models you host — trade and client data never reach an external AI.

Air-gapped

Deploy on isolated trading floor or research networks with no path to the public internet, for the desks where no cloud tool is permitted.

On-premise

Run on your own data center or private cloud account, with customer-managed, shared, or CometChat-managed operating models. Setup in 1–2 weeks.

Built for the people who own the decision:

  • IT
  • CISO
  • CIO
  • CTO
  • COO
  • COMPLIANCE
  • HR

Compliance

Recordkeeping, resilience, and residency, built in.

CometChat AIR is designed around the obligations financial firms already carry, not retrofitted to meet them.

Recordkeeping, resilience, and residency, built in.

Recordkeeping & Supervision

Tamper-proof message history, audit logs, and granular retention support the capture-and-produce obligations behind MiFID II and US recordkeeping rules. Every business conversation is on-system from the moment it's sent.

Operational Resilience

You own the infrastructure and the operational model, with zero default vendor access and zero-access mode available — reducing ICT third-party exposure under DORA's requirements for financial entities and their ICT providers.

Data Control

Customer-controlled data residency, bring-your-own-encryption-keys (BYOK), and per-channel retention and deletion policies — so personal data stays in-region and under your keys, not a vendor's.

Why CometChat

Built by messaging specialists. Deployed on your terms.

A decade spent on one thing — messaging — now available entirely inside your clinical environment.

  • Messaging specialists

    A decade of messaging, and only messaging — not a generalist adding chat as a feature.

  • Bank-grade security

    End-to-end encryption, RBAC, full audit logs, and SSO — mapped to MiFID II, DORA, and GDPR obligations, not retrofitted to them.

  • Client data stays in your environment

    Communications live in your region, on your infrastructure, under your keys — full residency and sovereignty, no third-party custodian.

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Enterprise-Grade Security

Security and scale you can trust

Global edge network, iron-clad security, and 99.999% uptime. Battle-tested infrastructure that scales to billions of users.

Edge network

Lightning-fast chat delivery through 35+ edge locations worldwide, ensuring minimal latency for all users.

Uptime SLA

99.999%

Scalability

5B+ chats

Enterprise security

aicpa
gdpr
hipaa
gdpr

Bring your team's chat in-house.

Tell us about your environment and what you need to secure. We'll show you CometChat AIR running air-gapped, and map it to your deployment.

Contact our sales team