Install a plugin and go
Beautiful white-label UI
No development required
As an entrepreneur, I am hard pressed for time. CometChat Go was easy to implement for my online education website. Their support is very hospitable and caring of their clients. To top that, they have white-labelled mobile apps to stay connected with my users on the go.
CometChat is fu**ing awesome. I think the longest we ever waited for support was 11 minutes.